About Us
We provide you with the most competitive mortgage on the market to suit your unique individual needs. With hundreds of products available, researching this yourself can be a minefield of confusion and very time consuming.
How do you know that a particular mortgage is the most competitive for you and what are the particular lending criteria? KT Partnership use our expertise to do the research for you and we ensure that your circumstances fit in with the lenders we recommend. Everyone has different needs therefore before we make any recommendations; we make sure that we gather all the information needed to give you the most suitable advice.
Our Process
Firstly we will chat with you to make sure we understand your needs and requirements and we also explain our terms of business in plain English. You will also receive a copy of our Initial Disclosure Document confirming these terms.
Once we have established your requirements we will spend some time going through in-depth personal mortgage fact finding, to ensure that we fully understand your requirements, so that we can make the most suitable recommendations for you.
Then, by using our comprehensive mortgage sourcing system we will find the mortgage solution that is appropriate for you. Confused? Check our glossary of mortgage terms.
Having established what products are available, we will then explain the options and help you understand which solution(s) best meet your requirements and why. We will not baffle you with confusing financial terms and expressions but will explain your choices in clear, plain English!
To protect you and ensure your security, we will also review your current and potential personal protection requirements and make any necessary recommendations to you.
Once you have decided to go ahead, we will provide you with documents which explain the costs and other important information, in accordance with the Financial Services Authority. This will allow you to carefully consider the details before you confirm that you wish to proceed.
No need for complicated form-filling! We will help complete the paperwork and submit this to the chosen lender (you will need at this stage to pay the appropriate application fees).
We will then constantly liaise with the lender on your behalf to ensure that your application is dealt with as smoothly and quickly as possible right through to final completion. We can also recommend other trustworthy professionals from our network should you require their services (e.g. solicitors etc). This will add further to your peace of mind and ensure smooth completion of the transaction. We handle all applications in the same professional manner whether we are helping you with a mortgage, re-mortgage or a non regulated buy-to-let* mortgage.
Would you like us to call you? Click here to contact us!
* In general buy to let mortgages are not regulated by the Financial Services Authority. Your Home may be repossessed if you do not keep up repayments on your mortgage. Our typical broker fee is £376, however it could be as much as 2% of the loan amount, payable on application. The precise amount will depend on your circumstances.
