The Mortgage Process
Buying a house can be exciting but also stressful, at KT Partnership we aim to help you as much as possible.
If you’re planning on moving or remortgaging make an appointment to see one of our friendly advisers, at a convenient time for you. At the meeting we will establish your budget, give you an idea of the maximum loan available and talk you through the available options.
If you are completely happy with what your adviser has recommended we can get the full application started.
Following the recommendation provided by your adviser, your chosen mortgage lender will assess the application. Once they are happy with the results of the survey and application they will then issue a full mortgage offer.
Solicitors will be instructed. They will carry out all the relevant legal work and report back to you but we are always happy to liaise with your solicitor for you and give you regular updates.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.